In today’s article, I will show the most recent detailed list of M-kopa phones and their prices in Kenya in 2023. I will also talk about the M-kopa phones deposit, and how much you need to pay. Getting a smartphone in 2023 is now very simple unlike in past years. Let’s face it, in this economy, getting about Ksh. 20,000 to go buy a smartphone is easier said than done.
Smartphones have proven useful in today’s ever-technologically changing world, especially for students and business people. Students these days use smartphones for learning and socializing with each other. Especially since the covid 19 times, when most learning had shifted from physical learning to virtual eLearning. For business people, getting access to their emails is very important, as the use of social media to promote their businesses.
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M-Kopa Phones Overview – M-kopa Phones Deposit
M-kopa is a company that offers financial solutions to its clients, offering products to its clients on a loan basis. Basically, the client will pay a deposit upfront, go home with the product, and pay a daily instalment of the remaining balance for 365 days(1 Year). According to the description I have provided, you can tell why they gave it the name M-Kopa, M standing for Mobile, and Kopa, which is a Swahili name, standing for borrow. Some of the products they provide include M-Kopa Phones, Solar Panels, M-kopa Motorbikes and M-Kopa Televisions.
The customer is able to pay these monthly instalments via Mobile money services like Safaricom Mpesa, Airtel Money and T-Kash. Failure to pay the daily instalment for that day will mean there will be disconnection of the product, e.g. If you have an M-kopa smartphone, and you fail to pay the daily instalment, the phone will be locked for that day until you pay the required amount.
M-Kopa Phones and Their Prices
Currently, M-Kopa only has two smartphone brands, Nokia smartphones and Samsung smartphones. They promise to include other types of phones in the future, but I doubt if this is going to change very soon. But in spite of this, I think that these are good M-Kopa phone brands and are well known for their durability and performance.
I will tell you each of the phones offered, their current price in the market, how much you will pay after buying them from M-kopa and the daily instalment required. The M-Kopa phones you can purchase include;
M-kopa Nokia Phones and Their Prices
The M-kopa Nokia Phones and their prices are as follows;
Nokia C01 Plus Iris
Get the Nokia C01 plus Iris which comes with a 16GB storage size and 1 GB RAM. It also has a battery capacity of 3000 mAh to keep you on the go and runs on the Android 10 system. You can get this phone from M-Kopa at a Deposit of Ksh. 2,499 which is paid in cash before taking the phone. You will then be paying daily instalments of KES 40 for 365 days, you can also pay for it on a weekly basis at KES 280.
The total payment for the smartphone after 1 year will be KES 17,099. Note that this price will be higher than the original price because you bought it on a higher purchase.
Nokia C01 Plus – M-Kopa Phones and their prices
Get the Nokia C01 plus which comes with a 16GB storage size and 1GB RAM. It also has a battery capacity of LiPo 3000 mAh to keep you on the go and runs on the Android 11 system. You can get this phone from M-Kopa at a Deposit of Ksh. 2,499 which is paid in cash before taking the phone. You will then be paying daily instalments of KES 40 for 365 days, you can also pay for it on a weekly basis at KES 280.
The total payment for the Nokia C01 Plus smartphone after 1 year will be KES 17,099 which will be higher than the original price because you bought it on a higher purchase.
Nokia G10 M-kopa phones and prices Kenya today
Get the Nokia G10 which comes with 32 GB storage size and 3 GB RAM. It also has a battery capacity of 4,000 mAh to keep you on the go and runs on Android 11. You can get this phone from M-Kopa at a Deposit of Ksh. 3,699 which is paid in cash at the M-Kopa store before taking the phone. You will be paying daily instalments of KES 60 for 365 days, you can also pay for it on a weekly basis at KES 420.
The total payment for the smartphone after 1 year will be KES 25,599. Currently, you can find the Nokia G10 MobileHub at KES 16,500. This price is higher on M-Kopa because you are buying the phone at a higher purchase.
Nokia C21
The Nokia C21 comes with 32GB storage and 2 GB RAM. It also has a battery capacity of 3000 mAh to keep you on the go and runs on the Android 11 system. You can get this phone from M-Kopa at a Deposit of Ksh. 4,299 which is paid in cash before taking the phone. You will be paying daily instalments of KES 60 for 1 year, you can also pay for it on a weekly basis at KES 420.
The total payment for the smartphone after 1 year will be KES 26,199. On the market, you can get a Nokia c21 for between Ksh. 12,000 to 14,700. It is obviously lower because, on M-kopa, you buy the phone on a higher purchase
To see a more detailed review of the C21 device from Nokia and its price in Kenya, read this article by Price Kenya.
Nokia C21 Plus
Get the Nokia C21 Plus which comes with a 32GB storage size and 3GB RAM. It also has a battery capacity of 3000 mAh to keep you on the go and runs on the Android 11 system. You can get this phone from M-Kopa at a Deposit of Ksh. 5,299 which is paid in cash before taking the phone. You will then be paying daily instalments of KES 70 for 365 days, you can also pay for it on a weekly basis at KES 490.
The total payment for the smartphone after 1 year will be KES 30,849.
Nokia C30 M-kopa phones
Get the Nokia C30 smartphone which comes with 32GB storage and 2GB RAM. It also has a battery capacity of 6,000 mAh to keep you on the go for days on lightweight use and runs on Android 11. You can get this phone from M-Kopa at a Deposit of Ksh. 5,499 which is paid in cash before taking the phone. You will then be paying daily instalments of KES 75 for 365 days, you can also pay for it on a weekly basis at KES 525.
The total payment for the smartphone after 1 year will be KES 32,874. Note that this price will be higher than the original price because you bought it on a higher purchase.
Nokia G21
Nokia G21 comes with 4GB RAM and 64GB storage size. Its battery capacity is 5050 mAh for more time as you run your errands before charging, runs on the Android 11 system. You can get this phone from M-Kopa at a Deposit of Ksh. 5,999 which is paid in cash before taking the phone. You will then be paying daily instalments of KES 90 for 365 days, you can also pay for it on a weekly basis at KES 630.
The total payment for the smartphone after 1 year will be KES 38,849.
Nokia G50 M-kopa phones
Get the Nokia G50 which comes with a 16GB storage size and 1 GB RAM. It also has a battery capacity of 3000 mAh to keep you on the go and runs on the Android 10 system. You can get this phone from M-Kopa at a Deposit of Ksh. 2,499 which is paid in cash before taking the phone. You will then be paying daily instalments of KES 40 for 365 days, you can also pay for it on a weekly basis at KES 280, or monthly at KES 1,200.
The total payment for the smartphone after 1 year will be KES 17,099.
Nokia C31 Mkopa Phones and Prices Today
This is the latest smartphone to be added to the Nokia Mkopa phones in February 2023. The phone has an inbuilt battery with a capacity of 5050mAh which can take you days on normal usage. It comes with 64 gigabytes of Storage and a RAM of 4GB. This phone was released on February 5th 2023 and to get it, you will have to deposit Ksh. 4,299/= and make daily payments of Kes. 70/= for 365 days.
The total payment for the Nokia C31 after the complete payment of the smartphone will be Ksh. 29,849/=.
M-kopa Samsung Phones and their Prices
Samsung A03 Core
Samsung A03 comes with a 32GB storage size and 2GB RAM. It also has a battery capacity of 5000 mAh to keep you on the go and runs on the Android 11 system. You can get this phone from M-Kopa at a Deposit of Ksh. 4,299 which is paid in cash before taking the phone. You will then be paying daily instalments of KES 50 for 365 days, you can also pay for it on a weekly basis at KES 350.
The total payment for the smartphone after 1 year will be KES 22,549.
Samsung A02
Samsung A02 comes with a 64GB storage size and 3GB RAM. It also has a battery capacity of 5000 mAh to keep you on the go and runs on the Android 10 system. You can get this phone from M-Kopa at a Deposit of Ksh. 3,499 which is paid in cash before taking the phone. You will then be paying daily instalments of KES 55 for 365 days, you can also pay for it on a weekly basis at KES 385.
The total payment for the smartphone after 1 year will be KES 23,574.
Samsung A03 m-kopa phones and their prices
Samsung A03 m-kopa phones come with a 32GB storage size and 3GB RAM. It also has a battery capacity of 5000 mAh to keep you on the go and runs on the Android 10 system. You can get this phone from M-Kopa at a Deposit of Ksh. 4,999 which is paid in cash before taking the phone. You will then be paying daily instalments of KES 55 for 365 days, you can also pay for it on a weekly basis at KES 385.
The total payment for the smartphone after 1 year will be KES 25,074.
Samsung A03S
Samsung A03S m-kopa phones come with a 32GB storage size and 3GB RAM. It also has a battery capacity of 3000 mAh to keep you on the go and runs on the Android 10 system. You can get this phone from M-Kopa at a Deposit of Ksh. 4,999 which is paid in cash before taking the phone. You will then be paying daily instalments of KES 65 for 365 days, you can also pay for it on a weekly basis at KES 455.
The total payment for the smartphone after 1 year will be KES 28,724.
Samsung A12 m-kopa phones and their prices
Get the Samsung A12 m-kopa phones which come with a 64GB storage size and 4GB RAM. It also has a battery capacity of 4470 mAh to keep you on the go and runs on the Android 10 system. You can get this phone from M-Kopa at a Deposit of Ksh. 4,499 which is paid in cash before taking the phone. You will then be paying daily instalments of KES 70 for 365 days, you can also pay for it on a weekly basis at KES 490.
The total payment for the smartphone after 1 year will be KES 30,049.
Samsung A13
Get the Samsung A13 m-kopa phone which comes with a 64GB storage size and 4GB RAM. It also has a battery capacity of 5000 mAh to keep you on the go and runs on the Android 12 system. You can get this phone from M-Kopa at a Deposit of Ksh. 7,499 which is paid in cash before taking the phone. You will then be paying daily instalments of KES 90 for 365 days, you can also pay for it on a weekly basis at KES 630.
The total payment for the smartphone after 1 year will be KES 40,349.
Samsung A22 M-kopa phones and their prices
Get the Samsung A22 m-kopa phone which comes with a 64GB storage size and 4GB RAM. It also has a battery capacity of 5000 mAh to keep you on the go and runs on the Android 10 system. You can get this phone from M-Kopa at a Deposit of Ksh. 5,999 which is paid in cash before taking the phone. You will then be paying daily instalments of KES 85 for 365 days, you can also pay for it on a weekly basis at KES 595.
The total payment for the smartphone after 1 year will be KES 37,024.
Samsung A23
Get the Samsung A23 which comes with a 64GB storage size and 4GB RAM. It also has a battery capacity of 5000 mAh to keep you on the go and runs on the Android 12 system. You can get this phone from M-Kopa at a Deposit of Ksh. 8,299 which is paid in cash before taking the phone. You will then be paying daily instalments of KES 100 for 365 days, you can also pay for it on a weekly basis at KES 700.
The total payment for the smartphone after 1 year will be KES 44,799. The current market price for a Samsung Galaxy A23 is 28,000 Kenyan Shillings.
See the full review at gsmarena.com by clicking here
M-kopa Shops Locations In Kenya – Where you can Purchase M-Kopa Phones in Kenya
M-kopa has more than 66 service centres all over Kenya. To keep this article short, I have provided in the table below, m-kopa shops in major towns, to see if one is in your town, click here.
| Service Center | Physical Address |
| M-KOPA Shop Bomet | Kipchamba street opposite cross Venus Hotel |
| M-KOPA Shop Bungoma | Bigem Plaza along along Bungoma – Mumias road |
| M-KOPA Shop Busia | Busia town adjacent to Barclays Bank |
| M-KOPA Shop Eldoret | Kobil Petrol Station along Kenya – Uganda Rd |
| M-KOPA Garissa Depot | Bayusuf Building along Biashara Street in Garissa Town inside Fargo Courier Shop |
| M-KOPA Shop Kajiado | Kajiado town next to KCB bank |
| M-KOPA Shop Kakamega | M-KOPA Shop opposite Mama Watoto Supermarket along Canon Awaro Street |
| M-KOPA Shop Kericho | Jemi Building, Along Kericho-Nakuru Highway, Opposite Toyota Kericho, next to Bank Of Africa/Imarisha Sacco |
| M-KOPA Shop Kisii | Fargo Courier Hub is next to Gusii Cooperative in Kisii County. |
| M-KOPA Shop Kisumu | Shop no 13 Next to Guardian bus park |
| M-KOPA Shop Kitale | Ground floor, Kitale Mall in Kitale Town |
| M-KOPA Shop Machakos | Machakos Town opp Kenyatta stadium |
| M-KOPA Shop Mombasa | Kengeleni, opposite Cooperative Bank of Kenya |
| M-KOPA Shop Nairobi CBD | Chester House, Ground floor, Nairobi CBD, along Koinange Street. |
| M-KOPA Shop Nakuru | Equator Building, Opposite Cleanshelf Supermarket along Kenyatta Lane |
| M-KOPA Shop Narok | Narok Town Opposite Barclays bank |
| M-kopa Shop Nyeri | Next to Wells Fargo Office in Nyeri Town |
| M-KOPA Shop Siaya | Siaya town, Opposite the post office |
M-kopa Phones Payment Period
For one to own an M-kopa phone, one will be required to pay the m-kopa phone deposit before you are given the phone. You will then complete the remaining balance in 1 year or 365 days. This instalment will be paid daily. Failure to pay these daily instalments will lead to the deactivation of your m-kopa phone.
M-kopa Payment Method
To make daily payments, a user will send the amount through Safaricom’s Lipa Na M-Pesa, or through via M-Kopa paybill Number. The paybill number for the M-Kopa payment is 333222. To make a payment through M-kopa paybill number, use the following simple steps;
M-Kopa Payment Via M-Kopa Mobile Application(M-Kopa App)
To make payment for m-kopa phones in Kenya, ensure first of all you have the m-kopa app installed on your phone, ideally, they provide you with an application on the day you purchase the phone and paid your m-kopa phone’s deposit. To make payment via the m-kopa application;
- Open your phone’s application menu and select the m-kopa application.
- Select the account you want to pay the instalments for.
- Enter the amount you are supposed to pay, e.g. KES 100.
- Click “Pay Now” to proceed.
- You will receive a mpesa pop-up requesting you to input your pin.
- Enter your pin and click ok.
M-Kopa Paybill Number Payment via Sim Tool Kit
- Open your phone’s app menu and look for your Mpesa Sim Tool Kit(STK).
- Open it and click on M-Pesa Option.
- Select “Lipa na Mpesa option”.
- Select enter business number. Enter M-kopa business number, 333222
- Next, you will be required to enter the account number, which is your ID number. Enter and press ok
- Enter the amount you are required to pay
- Enter your Mpesa pin and click ok.
M-Kopa Payment via MySafaricom Mpesa App
- Open MySafaricom application.
- Select the M-Pesa tab.
- Select Lipa na M-Pesa
- Select Paybill tab
- There are three fields you need to fill in, The paybill number(enter 333222), the account number, which is your ID number, and then the amount.
- Click Continue
- Click pay to confirm details
- Enter the pin to complete the transaction
- You will receive a message confirming transaction was successful.
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How To Unlock M-Kopa Phones After Payment
After payment of the required amount, your m-kopa phone is supposed to unlock automatically, if that has not happened, here is what you can do to unlock m-kopa phones after payment;
- Turn your smartphone’s data network or wifi on.
- On your application, select support or other customer support options
- Click on “Refresh account status”.
- DOne, your account will automatically unlock. If not successful, restart your phone to unlock it.
How To Check M-Kopa Balance
- Open Mkopa application
- Select “my account” on the application
- You will be shown the balance of your m-kopa loan.
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M-Kopa Customer Care Contacts
In case you experience any problems with your new smartphone, you can contact m-kopa customer care through the following channel;
Mkopa Customer Care Phone Numbers
Call an mkopa agent: +257 707 333 222
Whatsapp them : +254 799 136 761
M-Kopa Customer Care Email address
You might also be interested in;
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Social Media Handles For Mkopa – click on the link to be redirected there.
Facebook Page: MKopaSolar
Twitter handle: @MkopaSolar
LinkedIn page: M-Kopa-Solar
Youtube channel: @MkopaSolar
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